All registered volunteers (collectively) of the organization are provided with excess volunteer liability insurance at a limit of $1,000,000 per occurrence and $3,000,000 aggregate (subject to an annual aggregate for each named organization.) This policy provides protection if you are liable for bodily injury or property damage arising out of the performance of your duties during your volunteer assignment. This coverage is in excess of and noncontributing with any other valid and collectible insurance you may have. Paid professionals who use their therapy dogs while working cannot be covered under TDI®’s Volunteer Insurance program. With a current valid registration you will be covered under TDI®’s Volunteer Insurance program while in service as a volunteer (Our Insurance coverage applies only within the U.S. and Canada).